It was supposed to be a lightning quick and perfect bank robbery, as five military veterans lead by the codenamed Mr. Wolf (John Leguizamo) assault a Pittsburgh bank, steal the millions of dollars that have just been delivered, and head off into the sunset in the waiting getaway car. But when variables beyond their control foil their plot, they are forced to hole up inside the bank with the terrified hostages. As S.W.A.T. take their positions and await further instructions, so do the curious crowd and media reports take theirs. Amidst this confusion is Horst Cali (Donnie Wahlberg), a top-ranked negotiator who has never lost a hostage.
Wolf and Cali begin a methodical back and forth conversation, as each try to outsmart the other and anticipate the next move. But Cali's slow and easy approach as he tries to get one hostage out at a time becomes foiled when the FBI are brought in to expedite the procedure with a harsh no-nonsense plan to break down Mr. Wolf. Meanwhile, Pittsburgh mayor Alan Beck (Tobin Bell), whose daughter is one of the hostages, takes his own risky and very dangerous approach to ending matters and getting his daughter out alive. As the hours roll into days, tension and exhaustion begin to take their toll on all involved, it is only a matter of time before someone makes a fatal mistake.
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